CIGNA Group Insurance is one of the top providers of group disability, life and accident coverage in the United States. The organization’s disability programs help to improve employee productivity and lower employers’ disability costs. Disability programs may be integrated with CIGNA HealthCare medical, dental, pharmacy, behavioral, and disease management programs to further improve return to-work rates and lower medical and disability costs.
CIGNA HealthCare is one of the largest providers of health care benefits and health services, based on premiums and membership. The organization offers a broad portfolio of group medical and specialty health care products and services, as well as a wide range of funding and plan design options. CIGNA HealthCare provides select health advocacy programs, which often include information and tools to help people gain the full benefit of available health and wellness resources. CIGNA HealthCare has offerings in all 50 states, the District of Columbia and Puerto Rico.
CIGNA International, with active operations in countries located in Europe, Asia Pacific and North America, provides health care and medical care management services to employers and employees; and direct-markets life, accident and supplemental health insurance to individuals. The organization is also a leading provider of specialized health care and related employee insurance benefits to expatriate employees of multinational companies on international assignments.