Sr Counsel, Commercial Lending and Banking

TD Description

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com.

Job Description

The Senior Counsel provides oversight, legal advice and support to TD Bank management in Corporate Group Functions and Business Units. Functions as legal expert in one or more defined subject matter areas and/or specific business lines. Provides legal advice to commercial lending and banking business area(s), may prepare loan documents, related contracts and forms, memoranda to management, research and regulatory summaries, and risk assessments. Foresees and protects the Company against legal risks.

May manage paralegal and administrative staff, assigning responsibilities and evaluating results
Provides leadership, coaching, counseling and guidance to staff
Supervises external counsel providing advice or other legal services to the Company
Works closely with department attorneys and external legal counsel on specific legal issues related to the Company's business
Gives practical support and assistance to contemporaries, junior attorneys and staff
Volunteers expert advice and experience
Verifies the information has been understood
Serves in one or more permanent or ad hoc practice groups or cross-practice teams of attorneys and staff
Assists in the management of expenditures for external counsel
Advises lines of business on best practices that help minimize legal and litigation risk
Anticipates client needs
Deals with complex legal issues and transactions
Clearly delivers difficult messages without jeopardizing client relationships
Gives pragmatic legal opinions with reasons and rationale
Provides advice in ambiguous situations; identifies and prevents future legal risks
Identifies and takes action on future opportunities
Resolves most situations where conflicts arise between the needs and desires of specific business units and the interests of the Company without requiring intervention of more senior attorneys
Demonstrates highest professional ethical and behavioral standards and complies with all applicable Bar Rules and Codes of Professional Responsibility, and corporate ethical and behavioral standards
Participates in special projects and performs additional duties as required

Job Requirements

Bachelors degree required
J.D. from an Accredited Law School required
5+Years of related experience
Strong knowledge and experience with multiple commercial lending products and transaction types including C&I loans, real estate finance, asset-based lending, equipment finance, floorplan financing, syndicated transactions, and letters of credit
Experience with commercial banking products and services, including general depository matters, payments, treasury management services and foreign exchange, preferred
Subject matter expertise in secured transactions and UCC law
Strong documentation drafting skills
Integrity and high moral standards
Strong negotiation and conflict resolution skills
Strong legal and analysis skills
Detail oriented
Must be able to apply legal knowledge to the business
Ability to exercise sound judgment
Excellent oral and written communication skills
Strong teamwork and client skills
Highly motivated
Ability to provide difficult, complex and unwelcomed legal advice credibly and convincingly to management

  • Must be eligible for employment under regulatory standards applicable to the position.


  • Inclusiveness

    At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

    If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

    EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.