CRA Commercial Loan Officer III

TD Description

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com.

Job Description

The CRA Commercial Loan Officer III is an external sales role that focuses on growing a Commercial portfolio through building new customer relationships; with the primary focus on CRA Commercial Lending. This job will meet or exceed annual sales, revenue, volume & new customer objectives. The Commercial Loan Officer III will maximize profitability, revenue and retention of new relationships by cross selling the full range of products and services. This job is the primary contact for developing new client relationships while managing existing customer relationships.

Job Requirements

  • Works independently to develop new business with prospects that have moderate and large complex credit needs.
  • Maintains established market presence.
  • Makes calls independently.
  • Gathers related financial and general business information, performs financial analyses needed to make credit decisions, participates in team credit decisions and communicates with prospects and Customers to close sales.
  • Prepares basic management reports summarizing loan activity.
  • Meets regularly with internal referral sources to establish business relationships and develops network of outside referral sources for new business.
  • Compiles necessary data and information to begin financial analysis.
  • Contributes and provides input to loan decision process based on evaluation of credit risk and other key factors from Credit Management.
  • Must be eligible for employment under regulatory standards applicable to the position.


Qualifications

  • 4 year degree or equivalent experience.
  • 7-10 years related experience.
  • Strong understanding of commercial business development techniques and credit decisions.
  • Demonstrated business development track record.
  • Strong market presence with wide network of outside referral sources for new business.
  • Demonstrated credit and financial analysis skills.
  • Refined negotiation skills.
  • Demonstrated communication skills, both verbal and written.
  • Demonstrated PC skills.
  • Membership in civic and professional organizations required.


  • Preferred Qualifications:
    • Sophisticated CRA Commercial Lending experience


Inclusiveness

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.