Commercial Loan Specialist III

TD Description

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com.

Job Description

The Commercial Loan Specialist III is responsible for managing and administering a portfolio of loans from origination through to settlement and funding in accordance with Bank policies, procedures, and regulatory requirements.

Job Requirements

  • Manages a loan pipeline from origination through to settlement and funding in accordance with Bank policies and procedures.
  • Provides documentation and Bank policy and procedure guidance to all lending areas.
  • Resolves more complex issues relating to closings.
  • Serves as a resource for Loan Specialist I & II.
  • Works independently and handles loans of a more complex nature along with heavily negotiated loan transactions ensuring all documentation are in compliance.
  • Verifies all quality control procedures are maintained and monitored.
  • Ensures all loans are closed without material, administrative or compliance exceptions.
  • Ensures that all required loan conditions (insurance, collateral, etc.) are sufficient and properly documented and in compliance with bank policy.
  • Must be eligible for employment under regulatory standards applicable to the position.


Qualifications

  • 4 year degree or equivalent experience.
  • 5+ years related experience required.
  • Knowledge of specialized lending areas such as Small Business Administration lending, construction or syndicated loans.
  • Proven ability to provide excellent Customer service to internal and external Customers.
  • Excellent interpersonal, oral and written communication skills.
  • Excellent PC skills with familiarity with standard office equipment.
  • Ability to work in a fast-paced dynamic environment.
  • Detail oriented, self-motivated and able to work independently in handling a heavy workload.
  • Possesses strong organizational, analytical and decision-making skills.
  • Demonstrated knowledge of commercial loan documentation, title policies, appraisals, environmental assessments, entity formation documents and bank policies and procedures.
  • Paralegal experience/knowledge needed. Paralegal certificate preferred.


Inclusiveness

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.