Group Risk Specialist - Wealth & EPOCH

TD Description

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit Find TD Bank on Facebook at and on Twitter at

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit

Job Description

The Group Risk Specialist within Operational Risk Management ("ORM") provides a comprehensive and diverse range of risk management expertise to business leaders. Leads and supports the implementation of appropriate risk frameworks and leading related management activities to mitigate enterprise and/or business-wide risk exposures. May provide oversight, commentary, and recommendations based on overall strategy and industry best practices. This position will be focused on providing ORM oversight and challenge over the U.S. Wealth and Epoch businesses. Both of these Businesses are in growth mode and a focus of Senior Management. Reporting to the Segment Risk Lead for U.S. Wealth, Epoch and Insured Deposit account, the focus of the Group Risk Specialist will include but not limited to the following:

• Provide oversight and challenge the Business in the execution of the following ORM Programs; pRCSA's, QC/QA testing, Scenario Analysis, Product Review Program, Key Indicators, Self-I.D issues.

• Assist the SRL with the execution of ERM programs such as Risk Catalog Identification , Concentration Risk and Risk Appetite.

• Primary lead on certain business projects including working with the SRL where the "One Risk" approach is being used for the most complex projects.

• Represent ORM in various Business Committees whenever the SRL is away.

• Interact with various business partners, control partners and 2nd line risk partners in both the U.S. and Canada.

• Partner with other ORM Risk Specialists, SRL's and Program Leads.

Job Requirements

  • Must be eligible for employment under regulatory standards applicable to the position.

  • Highly seasoned professional role requiring substantial knowledge/expertise in a complex field and knowledge of broader related areas
    Integrates knowledge of the enterprise sub-function's or business line's overarching strategy in developing solutions across multiple functions or operations
    Interprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services
    Acts as a technical expert/lead integrating cross-function understanding within their own field of specialty; may manage team(s) of related specialists
    Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity
    Independently manages end-to-end functional programs
    Solves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions
    Uses sophisticated analytical thought to exercise judgement and identify solutions
    Impacts the achievement of sub-function or business line objectives within the area they are accountable for
    Work is guided by policies and industry standards/methods
    Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders
    Works autonomously as the lead and guides others within area of expertise


    Undergraduate degree or technical certificate and/or
    7+ years relevant experience
    Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline
    Knowledge of risk management environment, standards, regulations and mitigation
    Knowledge of current and emerging competitor and market trends
    Ability to establish goals and objectives which support the strategic plan
    Ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives
    Skill in mentoring and coaching
    Advanced skill in using analytical software tools, data analysis methods and reporting techniques
    Skill in using computer applications including MS Office
    Ability to communicate effectively in both oral and written form
    Ability to work collaboratively and build relationships across teams and functions
    Ability to work successfully as a member of a team and independently
    Ability to exercise sound judgement in making decisions
    Ability to analyze, organize and prioritize work while meeting multiple deadlines
    Ability to handle confidential information with discretion

    Preferred Qualifications:
    • Wealth and/or asset management experience
    • Expert in performing risk and control assessments
    • Knowledge in the following ORM programs; RCSA, QC Testing, Key Indicators, Scenario Analysis, and Product Review
    • Able to interact with associates and at times with Senior Vice Presidents within the Business and Risk/Control partners.
    • Work independent and with limited supervision
    • Ability to manage multiple projects and deliverables


    At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

    If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

    EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.